Baby Boomer Truths

There are 74 million Baby Boomer born between 1946 and 1964 worldwide.

The Boomers are the fastest growing population segment.

The number of Americans over 65 is expected to double by 2030 to 65 million.

There will be 9 million over age 85 compared to 4 million today.

Every 7 seconds a baby boomer turns 55.

Boomers will begin to reach 75 in the year 2021, creating a dramatic rise in the demand for health care.

The US Census Bureau projects 70% increase in the population aged 65 and older by 2030.

Boomers will have plenty free time over the next few decades.

Seriously, is there an age limit to having fun or learning a news skill! Stop believing those LIES!!!

If you need direction as to who or where to find your Zumba class near you..please let me know! I know some incredible people from the Zumba top that no matter what age, shape, or form you will feel alive, younger, happier, and healthier with them. I wish you all lived here in Buffalo, NY I would most certainly love to have you all a part of my life, my Zumba experience! So if ever in the area please look me up…As for those who are here in Western New York! LET’S GROW TOGETHER!!!! =))))))

Much Love,

Joscelynn Baio

Zumba Beginner/Zumba Gold Beginner

Not strickly for the older active adult…for people of all ages!! I never took a Zumba class until recently and let me tell you I highly recommend starting off in a Zumba Gold class and I am talking from all avenues in life. Not only because the moves are explained one by one in a slower, easier to learn way. Most importantly, moves that are just jumped into can lead to injuries in the future. I learned through AFAA (Aerobics and Fitness Association of America) that proper form and alignment is so crucial and one ballistic move over time can cause so serious damage. I often tell my participants slower movements equals definitive results. Now lets define more about our Gold members shall we…

Those who are young at heart as well as spirit…Keep Smiling!

Let’s get up and Zumba and dance..I am sure some folks out there and I am dying to learn more from them than The Jitterbug, Swing, Cha Cha, Hustle, Twist…Come on party animals..Where you at????

Let’s get together with like minded folks who are all in this fun Zumba experience together!!!

Let’s have some Zumba fun and Dance the Night Away!! This time it’s not about no pain no gain..It’s about dancing like no one is watching! I miss those days we used to rockaway! Those were the days..When Love used to Rain!! Yeahh..”Beres Hammond”

No problems just situations..nothing we cannot let the music free us from at any given time or situation in our lives..Freedom reigns!!

Where my Baby Boomers at?? Calling are Baby Boomers!! Zumba is created just for you..There is nothing I would want more than to see the generation that has been caring for me in my growing years to now be taken care of! Far in few between thought this until Zumba came around..Thanks to Josie Gardiner and Joy Prouty the developers of the Zumba Gold program who partnered with the Zumba creater, Alberto “Beto” Perez. The deserve a round of Zumba applause, Tango clapping! LOL

There is no better way than waking up in the morning and celebration life! LOVE LIFE! God is SOOOOOOOO Good!!

Zumba Chair Class

It warms my heart to know that there is an organization such as Zumba that created a class for what we call our “Gold Market.” This workout is designed for participants that have physical and/or psychological limitations. I have specialized and have trained for the condition of the limitation in range of motion for my “Gold” participants. Proper range of motion is applied to those in a wheelchair and special moves are designed just for you! The arms of the wheelchair are taken into consideration so there is not an issue to work our upper body. I ask if footrests are present that they be removed prior to our class to allow participants feet to the ground. If a step or bench is needed please have that handy as well. Every class is both fun and rewarding as I said before let meet new heights together with an incredible quality of life! We are exactly what we think! See you on the dance floor!

Why is Transfer Factor so special you ask?

I like to seriously say Nature’s Miracle…Strengthen your immune system now!


Q: What are transfer factors?

A: Transfer factors aren’t vitamins, minerals, or herbs—substances that add nutrients to the body. Transfer factors are molecules that actually transfer immune memory and knowledge from one immune system to another.
Q: When were transfer factors discovered?

A: In 1949, Dr. H. Sherwood Lawrence, a New York University immunologist, determined that an immune response could be transferred from a donor to a recipient through a white blood cell extract. He concluded that the extract contained a factor capable of transferring the donor’s immunity information to the recipient and named the substance transfer factor.

In 1998, 4Life Founders David and Bianca Lisonbee licensed the patent to extract transfer factors from cow colostrum. The introduction of 4Life Transfer Factor® Classic opened the door to a new category of immune system support products. 4Life’s commitment to transfer factor research has progressively raised the standard for modern-day immune system supplementation.
Q: What research has been done on transfer factors?

A: In the 50 years since Dr. Lawrence’s pioneering work on transfer factors, an estimated $40 million has been spent researching transfer factors and hundreds of scientific papers have been published documenting their effectiveness.

Recent independent studies report that 4Life Transfer Factor and 4Life Transfer Factor Plus® Tri-Factor Formulas boost Natural Killer cell activity a remarkable 283% and 437%* when your body needs it.
Q: How does 4Life Transfer Factor support my immune system?

A: Transfer factors are some of the most unique molecules in your body. They carry important messages to immune cells all over the body, helping them fight harder and more effectively to keep you well.

Transfer factors provide intelligence to the immune system in three very important ways:
Recognize. Transfer factors help immune cells identify invading germs and other problems more quickly.
Respond. Transfer factors help speed up the immune system’s response to an invader after it’s been identified.
Remember. Transfer factors lend a hand in remembering the specific makeup of each germ your immune system encounters, so the next time it comes around, your body knows exactly what it is, and what to do.
Q: Why does my immune system need support?

A: When your immune system works hard, you’re able to work and play hard. But when immune system function is impaired by too little sleep, environmental hazards, poor diet, or a high-stress lifestyle, it can’t do its job. You should care about your immune system, because it cares for you.
Q: How can 4Life Transfer Factor support healthy energy levels?

A: 4Life Transfer Factor supports healthy energy levels by promoting the effectiveness of your immune system. When your immune system is working as it should, you have plenty of energy to do the things you love. Plus, the more energy you have, the faster your body responds to any new problem it encounters.
Q: If I eat healthy foods, why do I need 4Life Transfer Factor?

A: Healthy foods provide your body with important nutrients to help keep it strong. Immune cells definitely need this nutrition, but they also need education. That’s what 4Life Transfer Factor provides—the education and information to help immune cells know what they should be doing to keep the immune system running at peak performance.
Q: What is Transferceutical™ Science?

A: Transferceutical Science encompasses the research and development of products that educate the immune system to recognize, respond to, and remember potential threats. Transferceutical Science and products were pioneered by 4Life Research.
Q: How is 4Life Transfer Factor different from other products?

A: The biggest key to overall immune system health is balance—boosting when needed and calming down when needed. Almost all immune system products on the market today (vitamins, minerals, and herbs) have one thing in common: they provide temporary nutrition. However, the best long-term solution to an active, balanced immune response is information.

The way that 4Life Transfer Factor works with your body’s immune system is completely unique. It teaches your immune system to recognize, respond to, and remember potential invaders. Looking beyond nutrition to information is a profound paradigm shift, and 4Life Transfer Factor is the only product available that leverages this powerful paradigm.

4Life Transfer Factor products were tested against other products advertised to increase immune function. 4Life’s products showed an increase in Natural Killer cell activity by up to 437 percent*, a far superior result to other products tested.
Q: Where does 4Life Transfer Factor come from?

A: Nature has perfected a way to help keep its young healthy. A mother passes on vital immune know-how (gathered from her own experiences) in the first critical days of life. Mammals pass on this information through the mother’s first milk, or colostrum, while other animals pass the information through egg yolk. Transfer factors and nanofraction molecules are important components of this education, acting as nature’s first supplements.

Using patented and patent-pending processes, 4Life extracts transfer factors from cow colostrum and chicken egg yolk to provide a wide range of immune system support. 4Life obtains nanofraction molecules from cow colostrum using a nano filter.

Chickens and cows live outside, leaving them exposed to a variety of germs, which their immune systems must battle in order to stay healthy. Both transfer factors and nanofraction molecules can be safely transferred to humans, making cow colostrum and chicken egg yolk excellent sources for immune system support.
Q: What is NanoFactor™?

A: NanoFactor is 4Life’s exclusive extract of nanofraction molecules from cow colostrum. NanoFactor provides essential intuition to the immune system, so immune cells know when to act, how to act, and when to rest.
Q: What is Tri-Factor® Formula?

A: 4Life Transfer Factor Tri-Factor Formula brings together the intelligence of 4Life Transfer Factor and the intuition of NanoFactor, to regulate, boost, and balance the immune system… according to what your body needs.
Q: Does 4Life have patents for their transfer factor products?

A: Yes. 4Life has obtained U.S. patents for its transfer factor products from cow colostrum and chicken egg yolk. The extraction process for transfer factors from chicken egg yolks is protected by U.S. patent 6,468,534; exclusive combination techniques for transfer factors from cow colostrum and chicken egg yolks are protected by U.S. patent 6,866,868.
Q: What is RioVida®?

A: 4Life Transfer Factor RioVida Tri-Factor Formula is the only transfer factor drink in the world. It combines Tri-Factor Formula with powerful antioxidant fruit juices, including açaí, blueberries, pomegranates, elderberries, and purple grapes. The fruits found in RioVida support healthy cardiovascular, digestive, urinary, and immune system functions.
Q: What is Targeted Transfer Factor®?

A: Using a patented process (US Patent 6,468,534), 4Life extracts transfer factors from chicken egg yolk. These transfer factors are then focused to benefit specific body systems. 4Life’s Targeted Transfer Factor line includes products for the cardiovascular system, endocrine/metabolic systems, male prostate health, female reproductive system and breast health, and brain.
Q: I don’t like swallowing capsules. How else can I take 4Life Transfer Factor?

A: 4Life Transfer Factor comes in a variety of delivery systems to make it easy to get daily immune system support.

4Life Transfer Factor RioVida Tri-Factor Formula: 4Life Transfer Factor RioVida is the only transfer factor drink in the world. It combines Tri-Factor Formula with powerful antioxidant fruit juices.

4Life Transfer Factor Immune Spray: 4Life Transfer Factor Immune Spray is a great-tasting formula that combines the anti-bacterial properties of colloidal silver with the immune power of Transfer Factor XF®.

4Life Transfer Factor Chewable Tri-Factor Formula: 4Life Transfer Factor Chewable Tri-Factor Formula comes in a chewable tablet and lets you enjoy the health benefits of Tri-Factor Formula.

4Life Transfer Factor Kids: 4Life Transfer Factor Kids contains Transfer Factor E-XF™, plus vitamins and minerals that kids need for proper growth and good health.

enummi® Personal Care products: The 4Life enummi Personal Care line includes products with time-tested ingredients—including 4Life Transfer Factor—to support healthy skin. Choose from Gentle Facial Cleanser, Refreshing Toner, Protective Moisturizer, Night Recovery Cream, Restoring Eye Cream, Intensive Body Lotion, Lite Body Lotion, and Toothpaste.

4Life Transfer Factor RenewAll™: 4Life Transfer Factor RenewAll blends healthful ingredients in an easy-to-apply topical gel that supports the skin’s natural immune defenses and the body’s natural healing process.
Q: How can I learn more about 4Life Transfer Factor?

A: There are many resources available to help you learn more about 4Life Transfer Factor. Speak with the person who referred you to this site to learn more.
Q: How can I share 4Life Transfer Factor products with other people?

A: 4Life offers a financial opportunity just as rewarding as its innovative products. To learn more about 4Life Transfer Factor, please contact the person who referred you here.

Join our incredible team now @

I look forward to growing with you in life!

Belief System…

We all have our own thoughts and mindsets and it’s interesting to see how we are all wired totally and completely differently.

I like to take the kiddos to the supermarket every day getting little odds and ends for dinner. Not at all because I like to go food shopping avidly. The mere fact that I enjoy being approached 3 or 4 different times before the trips end, by elderly folks that just want to reflect. I love the approach, that look, that smile, sweetness, the reflection…I love that there is no agenda, no anxiousness, and the time to share experiences in their lives.

I’ve come to realize it’s not just the elderly that need to slow down and take our time with each other. It is the mere fact we all thrive to have conversation about what is most important to us. What is more important than the reflection of our family life either long past or near present?? Doesn’t it feel so good to share some of those memories with others??

Find someone you can share your thoughts with..someone who will truly listen, one who can hear your heart cry, one who to share a smile and giggle with..There is no better feeling of giving and receiving in a seconds time to someone who was truly put in our lives for a reason at all times!!! I love this!!!

Here’s the Scoop..

Thank you for your interest in 4Life Research and Transfer Factor. We distribute the Transfer Factor products sharing the information with people we know personally and in business.

The Transfer Factor product technology is really scientific. We provide education to our people. We do that through conference calls, drive-time audio cd’s, websites, etc. We also do a lot of 3 way calls to share the Transfer Factor technology, and to share the opportunity to become a distributor for 4Life.

Together we build strong relationships with our distributors and customers and provide service and support that is unmatched in traditional marketing.

Here are the basics:

1) We sign you up as a wholesale distributor with the company. The cost is approx. $150. That includes $120 worth of products, a startup kit with all the color graphics, audio, visual aids, etc. That includes tax, shipping etc..

2) We then get the word out to your people.  They order wholesale and go on a monthly auto ship for around $100. It’s like an accelerated referral system in the beginning.  Everyone orders $100 in products. Once people get on the product they can’t help but share it. It really works. All those orders go under your ID # in the company’s computers and you are paid up to 4 checks a month. The biggest check (your royalty check) comes onthe 15th of every month.

(Products are 100% guaranteed, no inventory is necessary, no one ever has more product then they need for their family. Nobody ever gets hurt.)

3) As our relationship grows you will grow to trust us more. You will also become a passionate believer like me, my family, and millions of others in the Transfer Factor product line. Then we can talk to more and more of your contacts.  We can also arrange special conference calls for your people. I can have world renown MD’s and PhD’s on the call if that level or product detail is necessary.

(Our top sponsor on OUR team is a world renowned oncologist published 100 in times in peer review medical journals, he wrote the text book they use in medical schools, invented surgical procedures like Cryo-Surgery and Endometrial Ablation. In short, this company and product screams credibility.)

4) High caliber business professional are looking for something to do while this economy fights back. And we offer an opportunity to build a serious income. We also attract many high caliber business and medical professionals. So we could also focus on your contacts that are in an “economy sensitive” business. I know that’s nearly everyone today.

(When we put a few leaders in place that have the time to promote the product and opportunity full-time, it is all over. We can help so many people health wise and financially.  We can meet our goal of building a 6 figure passive residual income for you.)

Here is the corporate website and a 3rd party video that was done on nationally syndicated TV. (The video is about 3 minutes).

4Life Research Corporate Website

American Medical Review (Transfer Factor)

When you have some time we can talk and I can answer your questions.  I look forward to growing with you on our team that is dedicated to win hard!

Your Partner in Success, Joscelynn Baio

Your dreams will come’s Now up to you!

Together Building People

Tips to Avoid Mindless Eating

* Be aware of the size and shape of containers. It’s the amount of food that counts, not what it looks like.
* Serve food on smaller plates and bowls. Empty plates and bowls cue some people to stop eating.
* Use nutrition labels, paying attention to the serving size listed. Consider the facts; don’t guess at how many calories you’re eating.
* Look past the packaging. A food’s package or the language on a menu can lead you to actually like a food better, increasing your chance of overeating.
* Keep visual reminders of how much you’re eating. Keep wrappers, empty containers, bones and other reminders of how much you’ve eaten nearby.
* Think about eating a healthier meal. Don’t just focus on separate parts of the meal.
* Control your purchases. Don’t let signs lead you to buy more than you need.

So hard to do I know..this would definitely be beneficial for our health…

Eating Out Do’s
Can you please:

* Remove the bread basket?
* Serve fat-free (skim) milk rather than whole milk or cream?
* Trim visible fat from poultry or meat?
* Leave all butter, gravy or sauces off a dish?
* Serve salad dressing on the side?
* Accommodate special requests?
* Use less cooking oil when cooking?

Love is…

“Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always preserves.”
— 1 Corinthians 13:4-7

Toughy, but goody!  My absolute favorite scripture!

What is Zumba?

I get a lot..What is Zumba?  It amazes me how many people do not know what Zumba is…My sister in law, Shanon Cappola lives in Florida (where Zumba was born) and she tells me how huge Zumba is there.  Shanon called it a “Fitness Movement.”  I have been investigating the number of classes all the way up the East coast.  Let me tell ya something…I know for a fact Zumba will be just as popular up here as it is in Florida in no time!

People ask, Jos what made you pick Zumba?  Well let me tell you…Most of you know that I work  my home based business with 4Life Research, product called Transfer Factor.  Giving me the ability to be with my 2 children always and giving me the opportunity earn that extra income families need more than ever these days.

Until one day recently, I reconnected with my best friend, Alicia Vella (Fiducia).  Which I have to tell you guys.  Alicia and I instead of taking the regular gym class in high school haha her and I the only two brick house females that took our weight training class (yes, yes and we had to even get permission from our principle to do this!) with our incredible teacher we called, “Coach.”  I would love to make a big shot out to him today!  If your out there buddy, “Booooyakah!”  Haha  That was the BEST!  So yeah, when we finally reconnected after all these years (once again thank you Facebook 🙂 ).  If I were to tell her then what she would be doing now I would have totally been able to tell you what the future would bring.  So Alicia excitedly told me of her amazing Zumba classes in New Jersey.  I so wish we are closer but communication is an amazing thing these days!  Any friends and family in New Jersey needing to get out and Zumba I will get you Alicia’s information.  Call me!  Alicia teaches at Bally’s and she is also an incredible personal coach as well!

So when Alicia told me everything I could not get Zumba off my heart and off my mind…So as a result I came to realization with my 4Life business…Now look where I am going with this..It is not that others were not not hearing me out with the Transfer Factor.  Which I truly couldn’t get for the life of me well because Transfer Factor miraculously helps people’s health and lives incredibly and why would anyone not want that?  It was not that at all…I was not hearing myself.  My delivery had to be something more..I needed to learn the body more..Educate myself and yes have a blast doing it.  My motto could not mean any less at all than it did 5 years ago, “If you are not having fun, you are not doing it right!”

Wooh Wooh Yeah Yeah!!!!

So Alicia all Love goes out to you Girl!  I thank you from the bottom of my heart for being such an amazing friend that you are!  I love you my Soul Sister!!  Our destination is the result of our journey and I am grateful, and blessed at here and now!! xo

Zumba is a  fun and exciting Latin Dance party held by all like minded instructors who are all in this for you the party goers!  That integrity comes from the top, like 4Life I am truly excited to be a part of two credible companies that are just babies right now.

The 60-minute Zumba program incorporates footwork and body movements from flamenco, salsa, merengue, cumbia,belly dance, reggatone, cha cha, tango, mambo, hora..ect. Participants pump their legs, windmill their arms, gyrate their hips, clap their hands, dip, slide and spin — all to a frenzied beat that leaves them with flushed cheeks and dripping in sweat.

So be sure you get out there make a difference in your life and others now! Dance like no one is watching and work like your life depends upon it!!!

Got Milk? Nothing gets any more natural than our foodchain…

Don’t you just hate the feeling of being sick?  Or does your heart break for those around you who are sick?  I know for a fact 4Life Transfer Factor will help you or those you love!  When Transfer Factor goes into our body is works like a soldier fighting terrorists..Not only does Transfer Factor go to the specific area in our body where the sickness lies, Transfer Factor attacks the disease, infection, virus, bug, condition such as allergies, colds, flu, skin conditions, ect, ect..  Additionally, Transfer Factor defeats the illnesses and defends it for the rest of our lives!

Stand your ground and protect your immune system now!

You Reap What You Sow

Our body is a temple…
What is your body telling you? 
Do you pay attention to the cues our body recommends us to be aware of? 
Most of us go on our daily lives and ignore what our body is wanting us to do or not do…Time Now to take action! 
I am curious what are some sure simple signs you’ve got?